Home, Buildings & Contents

Household insurance or buildings and contents insurance as it is also known, essentially provides compensation for damage or destruction to your home and contents in the event of an accident or other catastrophe. Although these insurances are often grouped together, they are two distinct types.

Buildings Insurance provides compensation for damage or destruction to the actual building/structure. As your home is probably your most important and valuable asset, getting the right insurance is vital. You need to ascertain what the insurance covers. What do you get for your money? For instance does it cover the entire structure of your home, including roofs, walls, fences, gates and outbuildings, plus permanent building fixtures like kitchens and fitted wardrobes? Also what will you actually be protected from e.g. fire, explosion, storm, flood, theft, vandalism, subsidence and a whole lot more? It is just as important to make sure you are not paying for unnecessary coverage. CDC Insurance will get the right cover for you at the right price

Household insurance or buildings and contents insurance as it is also known, essentially provides compensation for damage or destruction to your home and contents in the event of an accident or other catastrophe. Although these insurances are often grouped together, they are two distinct types.

Contents Insurance covers items that you own within the building/structure, for example your TV, DVD, jewellery, carpets and furniture, the cover normally extends to any external parts of the property such as your shed, garage, conservatory or greenhouse.

Cover varies and the devil is in the detail; it is best to be meticulous, as one of the biggest mistakes people make with contents insurance is underestimating the value of their personal possessions. Sadly it is only after the fact that many people they realise that there cover falls short. Obtaining specialist advice, such as you would receive at CDC Insurance, will ensure that you get the best cover and the best price.